Because of strict U.S. banking regulations it is very hard for a nonresident to open bank account without a visit to the USA. Taking into account that trip to the U.S. could be exhausting, time-consuming and expensive it's a good idea to have someone professional in the United States who could take care of your American business day-to-day activity, including banking.

At GetBizToUSA we open business operating accounts by becoming a member of client's current or newly established company. The controlling interest is held by the client, and we are listed as a Manager (LLC) or a virtual CFO (Inc) with 0% ownership interest. It allows us to form bank accounts, merchant accounts, and ensure the corporation remains in good standing. Please note that we remain the only signer on the account until nonresident owner(s) can come to the United States to change it.

Below you can learn more about current options:

Financial institution type Major Banks
Checking account
Investment account available upon request
Remote opening
Online banking access
Debit card
Opening time 10-20 business days
Minimum initial deposit $500
Domestic ACH & wires
International transfers
Can be used with Amazon or Shopify
Can be used with Stripe or PayPal
Account under your business name
Setup fee $1,400
Maintenance fee (per month) * $200

* Maintenance fee covers:
- Constantly working with bank compliance to ensure that account is in good standing with bank and won't be suddenly shut down
- Resolving issues that require personal visit to bank branch
- Resolving complicated issues with the help of professional bank staff
- Re-opening bank account at another bank free of charge in case of current account closure
- Real U.S. office address for bank (U.S. banks often close foreign-owned account with virtual office as a place of business so we use our office address to comply with the bank and keep account open)
- Business adviser — virtual CFO consultations on Financial Strategy, Merchant Processing, Salex Tax, Income Tax and Corporate Compliance
Maintenance fee is mandatory and 3 months of maintenance are paid initially in advance

To order click here

If your business has special needs in terms of international wire transfers, bank of choice, processing time and so on, let us know at [email protected]

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Frequently Asked Questions

Do I have to visit the United States to open bank account?
No, you don't. With our service everything can be done remotely.

What is the process?
1. Gathering and submitting required documentation for review by bank.
2. Bank account opening, setting up online banking. Account is operational.
3. Business debit card is issued, activated and forwarded to client.

When do I pay?
You pay 50% upfront and 50% upon delivery. Alternatively, the payment process can be arranged through Upwork; client is responsible for Upwork fees.

How can I trust you?
You can check customers reviews on Testimonials and Trustpilot pages. One of our clients is in "Forbes 30 Under 30" list.

Why do you need to represent me in a bank? Can't you just open bank account in my name remotely?
Unfortunately, at the moment we can't. Recent changes in bank account opening process have made it almost impossible for NRA (nonresident alien) to remotely open personal or business bank account as a sole owner. That is why we have to be company's Manager (LLC) or CFO (Inc) — someone must be present in a bank at the moment of opening.

How can I trust the Manager/CFO?
The Manager/CFO who represents you is a reputable Chartered Accountant in the US with more than 20 years of professional background. More information can be provided upon request.
There is also a Consulting Agreement in place that restricts the Manager/CFO from funds misuse and ensures account safety (the draft is available upon request).

Which banks do you work with?
The list of banks we work with may vary. Please contact us at [email protected] to get an up-to-date information.

What payment methods do you accept?
PayPal, credit card, wire transfer.

Is bank account opening guaranteed?
Yes. But if you had any problems with U.S. banks in the past this may take some time for us to figure out the proper solution.

How is it guaranteed?
We act as your U.S. representative in a bank. U.S. banks are more relaxed about U.S. residents comparing to nonresident applicants.

What documents do you require?
The list of required information and documents may vary. Please contact us at [email protected] for an up-to-date information.

Is company included?
No, the pricing covers only bank account opening. For information regarding company setup please contact us at [email protected]

Ready to go?

On behalf of Go Practice, Inc. I would like to personally thank the team at GetBizToUSA and Vladimir Golovachev. They showed a high level of expertise and sincere intent to serve us the best way possible. Delaware Corporation was set up according to our needs with a great amount of attention to every detail and bank account was opened fast, within 24 hours. I definitely recommend GetBizToUSA and look forward to working with them in the future.

Nataliya Vorobyeva

Project Lead of Go Practice, Inc. (Forbes Russia "30 Under 30")

Moscow, Russian Federation

Letter of Recommendation